The new year is off to a great start and already people are falling off their resolutions right and left. Why? I think this writer summed it up perfectly:

If I can’t do it perfectly, I won’t do it at all. That was my attitude, and it stopped me from getting back on the proverbial horse too many times to count.

That was from a post on Underachievement and the All-or-Nothing Mindset at Get Rich Slowly, a personal finance site I’ve enjoyed. Get Rich Slowly was started several years ago by one man who was determined to get himself out of debt and change his bad financial habits.  Since then he’s gotten out of debt, started investing, quit his job and does his financial blogging full-time (with a staff of assistant free-lance writers.) Not bad!